White-Label Mortgage Calculators for Canadian Mortgage Brokers
Put Canadian mortgage qualification math on your brokerage's own site — your brand, your leads — built around what a broker actually needs at intake, at renewal, and mid-conversation with a client.
What is a white-label mortgage calculator for Canadian brokers?
It's HomeCalc's 26 Canadian calculators running under your brokerage's own brand — your logo and colours, no HomeCalc link, embedded on your site with one line of iframe code. Brokers get qualification tools the public site keeps simple: GDS/TDS ratios, the OSFI stress test, insured vs. insurable vs. uninsurable classification, and renewal comparisons. Leads belong to you. It starts at $249 CAD setup plus $149 CAD/month, month-to-month.
Built around the broker workflow
A realtor's site needs affordability and rent-vs-buy. A brokerage needs qualification math: GDS/TDS ratios, the stress test, insured vs. insurable vs. uninsurable classification — a mortgage that doesn't meet insurance-eligibility requirements is also commonly called “uninsured” — and renewal comparisons. The tools below are the ones brokers ask for first.
Broker-focused tools in the suite
Insured vs insurable vs uninsurable comparison
Classify a mortgage and compare payment and GDS/TDS qualification across all three categories side by side — a broker-only tool not on the public site's simplified set.
See the public version →Mortgage qualifier calculator
How much mortgage a client will likely qualify for, by income or monthly budget, using GDS/TDS ratios and the federal stress test.
See the public version →Mortgage stress test calculator
OSFI B-20 qualifying-rate math — how much the stress test reduces a client's buying power.
See the public version →Mortgage renewal & refinance calculator
Old vs. new payment at renewal, rate scenarios, and a stay-vs-switch comparison — built for the renewal conversation.
See the public version →Mortgage penalty calculator
Three-months'-interest vs. IRD penalty estimate for clients considering breaking a mortgage early.
See the public version →HELOC & second mortgage calculator
How much a client can borrow against home equity, HELOC vs. second mortgage side by side.
See the public version →Plus the full consumer suite
Five of the tools above — qualifier, stress test, renewal, penalty, and HELOC — already ship as part of HomeCalc's standard 26-calculator suite. The insured vs. insurable vs. uninsurable comparison is the one broker-only tool layered on top. Either way, white-label licenses the full suite — affordability, closing costs, land transfer tax, down payment, and more — so a client can start with a simple question and end up qualified.
Leads route to you, not HomeCalc
A borrower who fills out a lead form inside your branded calculators is stored in a partner-owned record you can query or export. It belongs to you — HomeCalc processes it only to deliver the white-label service and does not sell, reuse, or treat it as a HomeCalc lead.
Pricing
The Calculator Library — all 26 calculators under your brand, not just the broker tools above — is $249 CAD one-time setup plus $149 CAD/month + applicable taxes, month-to-month. Adding the Homeowner Journey (renewal, refinance, HELOC, penalty, and renovation financing in one guided flow) is $499 setup + $229/month. Brokerage networks wanting a team dashboard, CRM/webhook delivery, and multiple users can ask about Pro, from $349/month. See the full white-label page for the complete price table, journey add-ons, integration, data handling, and rule maintenance.
Get white-label calculators for your brokerage
Frequently asked questions
Realtor instead? See white-label calculators for realtors.