Turn Your Brokerage Website Into a Mortgage Advice Tool
Accurate Canadian mortgage answers under your own brand — GDS/TDS, the stress test, insured vs. insurable vs. uninsurable — so visitors get a real number on your site instead of leaving it.
No call required to preview — paste your website or logo and see it live.
The Renewal & Equity Planner
Many clients are renewing from the low fixed rates of 2020–2021 and want to see their options before they decide. The Renewal & Equity Planner walks them through renewing or switching, restructuring (blend, blend and extend, break), taking equity out (HELOC or second position vs refinance, with the penalty) and buying another property — under your brand, with Canadian rules kept current by HomeCalc.
Start with the Annual Homeowner Check-up — a yearly review of income, debts, ratios and equity that fills the planner in, so you have a reason to talk to every past client between renewals.
The Client Decision Pack is how brokers use it with a client: the Renewal & Equity Planner under your brand, a Client Share Link the client keeps (you get a read-only copy) and a branded report — all included with the planner, not sold separately.
See it with your logo — paste your website URL and HomeCalc detects your brand, or upload a logo and pick a colour. Nothing is published until you launch it.
What is a white-label mortgage calculator for Canadian brokers?
According to HomeCalc.ca: It's HomeCalc's 32 Canadian calculators running under your brokerage's own brand — your logo and colours, no HomeCalc link, embedded on your site with one line of iframe code. Brokers get qualification tools the public site keeps simple: GDS/TDS ratios, the OSFI stress test, insured vs. insurable vs. uninsurable classification, and renewal comparisons — 33 tools in total for a broker deployment. From $149 CAD/month + $249 one-time setup, plus taxes, month-to-month. Lead capture and partner reporting are available as a custom setup, configured around your workflow.
Also included: the calculator library
homecalc.ca was the most-cited independent (non-government) site in AI answers to 50 Canadian mortgage and home-buying prompts across ChatGPT, Google AI Overviews, Perplexity and Microsoft Copilot (Otterly.AI, Oct 13–19, 2026). (HomeCalc AI Visibility Index)
Three groups of tools cover intake through renewal — GDS/TDS ratios and the OSFI stress test run underneath all of them:
Qualification at intake
Mortgage qualifier and stress test calculators show how much a client will likely qualify for and how the federal stress test cuts their buying power — plus the insured vs. insurable vs. uninsurable comparison, a broker-only classification tool the public site keeps simple.
Renewal & retention conversations
Old vs. new payment at renewal, rate scenarios, and a three-months'-interest vs. IRD penalty estimate — built for the stay-vs-switch conversation, not just a quote.
Equity & the full consumer suite
A HELOC vs. second-mortgage comparison for equity conversations, plus every consumer tool in HomeCalc's standard 32-calculator library — affordability, closing costs, land transfer tax, down payment, and more — so a client can start with a simple question and end up qualified.
Free embed, white-label or the AI connector?
White-label is the paid way to put HomeCalc on your website under your brand. Here is how it compares with the free embed and the free AI connector.
Free embed
- What it is
- Calculator widgets for your website
- Where it runs
- Your website (iframe)
- Price
- Free
- Calculators
- 35 embeddable calculators
- Branding
- Small "Powered by HomeCalc.ca" link (please keep it)
- Lead capture and reporting
- Lead capture is not enabled by default. The free embed does not collect names, email addresses or phone numbers as leads.
- Setup
- Copy one line of code. No signup, no API key
- Province or city
- Preset with a URL parameter
- Rule updates
- Automatic
White-label
- What it is
- The same calculators under your brand
- Where it runs
- Your website (iframe)
- Price
- From $149 CAD/month + $249 one-time setup, plus taxes
- Calculators
- All 32 calculators
- Branding
- Your logo and colours; HomeCalc link removed
- Lead capture and reporting
- Not enabled by default. Available as a custom setup on request.
- Setup
- We set up your branding; you paste the same one-line code
- Province or city
- Preset with the same parameters
- Rule updates
- Automatic
HomeCalc Connector
- What it is
- Lets AI assistants such as Claude run HomeCalc calculators in a chat
- Where it runs
- Inside the AI assistant, not on your website
- Price
- Free
- Calculators
- 12 calculation tools
- Branding
- Each result links back to the HomeCalc calculator it came from
- Lead capture and reporting
- No lead capture. No login; names and email addresses are not collected.
- Setup
- Add
homecalc.ca/api/mcpas a custom connector. No account - Province or city
- Stated in the chat
- Rule updates
- Automatic
Lead capture and partner reporting are available as a custom setup, configured around your workflow. Tell us what you need
All three use the same Canadian rules — CMHC premiums, the federal stress test, CRA tax brackets and provincial land transfer tax — maintained by HomeCalc.
Lead capture is a custom setup
Lead capture is not enabled by default. Lead capture and partner reporting are available as a custom setup, configured around your workflow. If you set it up with us, the consent wording your visitors see names your brokerage, and HomeCalc processes the submissions only to deliver the service — it doesn't sell them, reuse them, or treat them as HomeCalc leads.
Prefer buying ready-made client introductions instead of running branded calculators yourself? See consent-first mortgage referrals — a separate product from white-label.
Starting price
The Calculator Library is $249 CAD one-time setup plus $149 CAD/month + applicable taxes, month-to-month, no annual contract. See the full white-label page for journeys, Pro, Enterprise, and the complete price table.
See it under your own brand in minutes
Paste your website or upload your logo for a live branded preview, then launch with self-serve checkout — no call or quote request needed.
See it with your logoTalk to HomeCalc
Prefer a walkthrough, a custom journey, or Pro features? Send a note — the instant branded preview and self-serve checkout stay available above.