Free Embeddable Canadian Mortgage & Real-Estate Calculators
Every HomeCalc Canadian calculator is free to embed on any website with one line of iframe code — no signup, no API key. The widget auto-resizes to fit your page, and your visitors can download their results as a PDF.
Mortgage Payment Calculator
Monthly payment, CMHC, stress test context, amortization schedule, and payment frequencies.
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Mortgage Affordability Calculator
Find out how much home you can afford using Canadian mortgage rules.
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Land Transfer Tax Calculator
Land transfer tax for every Canadian province and territory, plus Toronto MLTT, with first-time buyer rebates.
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Down Payment Calculator
Calculate your minimum down payment under Canada's 2024 rules — includes CMHC premiums and 30-year amortization eligibility.
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Closing Cost Calculator
Estimate all closing costs on a home purchase in any Canadian province or territory.
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Mortgage Amortization Calculator
View your full Canadian mortgage amortization schedule, compare prepayment scenarios, and see principal vs interest breakdown over time.
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Mortgage Stress Test Calculator
See if you qualify under Canada's federal OSFI B-20 mortgage stress test.
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Mortgage Prepayment Calculator
See how extra payments or lump sums shorten your mortgage and save interest — with Canadian semi-annual compounding.
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Mortgage Renewal Calculator
Compare your old vs new mortgage payment at renewal — payment shock, rate scenarios, and stay vs switch analysis.
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Mortgage Penalty Calculator
Estimate three months' interest and both standard and big-bank posted-rate IRD penalties.
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Mortgage Qualifier Calculator
How much mortgage will the bank give you? Calculate by income or monthly budget with the Canadian stress test.
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Second Home Affordability Calculator
Can you afford a second property? Accounts for your existing mortgage, rental income offsets, and Canadian qualification rules.
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HELOC and Second Mortgage Calculator
Calculate how much you can borrow against your home equity. Compare HELOC vs second mortgage payments side by side.
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Capital Gains Tax Calculator
Estimate Canadian capital gains tax at the flat 50% inclusion rate — real estate, stocks, crypto, and more.
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Income Tax Calculator
Estimate federal and provincial income tax, CPP, EI, and take-home pay by province — with RRSP and employment-type options.
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Capital Cost Allowance (CCA) Calculator
Calculate CCA deductions for rental properties, vehicles, equipment — with RIIP, AIIP, and the half-year rule.
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House Flip Tax Calculator
Calculate capital gains or anti-flipping tax on a Canadian property flip — with federal and provincial rates.
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House Flipping Calculator
Analyze flip profitability including Canada's anti-flipping tax.
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70 Percent Rule Calculator
Calculate the maximum purchase price for a house flip using the 70% (or 65%) rule with Canadian costs.
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Cap Rate Calculator
Evaluate rental property investments with NOI and cap rate analysis.
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House Hacking Calculator
Calculate your true monthly cost after tenant income for owner-occupied rentals.
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Renovation ROI Calculator
Find which home improvements deliver the best return on investment.
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Property Development Calculator
Free Canadian property development feasibility calculator: total cost, profit margin, ROC, and residual land value — instant results.
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Rent vs Buy Calculator
Compare the true cost of renting versus buying, with province-specific costs across Canada.
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Rent Increase Calculator
Check the maximum legal rent increase under Ontario, BC, or Quebec guidelines.
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