HomeCalc Research & Reports
Transparent, source-linked indexes and rankings for Canadian homeowners and mortgage renewers. New editions monthly.
HomeCalc AI Visibility Index · October 2026 edition
AI Visibility Index: a 50-prompt Canadian mortgage benchmark
Which brands and websites ChatGPT, Copilot, Perplexity and Google AI cited for 50 Canadian mortgage prompts (Otterly.AI, Oct 13–19, 2026), engine by engine — with all prompts as a download.
HomeCalc Research · Updated at every Bank of Canada decision
Bank of Canada rate decision, October 28, 2026: what it means for your mortgage
Variable-rate payments, HELOC interest and the stress test under a hold, a cut or a hike, in dollars.
HomeCalc Research · October 2026 edition
Canadian Cash-to-Close Index 2026
How much cash it takes to buy a home in 17 Canadian cities: down payment, land transfer tax, registration fees and sales tax on CMHC insurance, in illustrative 2026 scenarios.
$36,117on top of the down payment in Toronto vs $4,195 in Edmonton
HomeCalc Research · July 2026 edition (June 2026 HPI cohort)
Renewal Shock Index 2026
Which Canadian cities face the biggest modelled mortgage renewal payment jump in 2026? Fifteen-market ranking using CREA benchmarks and observed Bank of Canada rates.
+$803/ month in Greater Vancouver (+21.5%)
New editions monthly.