White-Label Canadian Mortgage & Real-Estate Calculators
Help clients decide before asking them to buy. Give people a clear, honest financial answer under your own brand, and the conversation you have afterwards starts from trust instead of a pitch.
HomeCalc offers its 28 Canadian calculators as a paid white-label product — your brand, your colours, no ‘Powered by HomeCalc’ link. Built for mortgage brokers, brokerages, realtors, real-estate teams, financial advisors, and fintechs.
How much does HomeCalc white-label cost?
HomeCalc white-label starts at $249 CAD one-time setup plus $149 CAD/month + applicable taxes for the full 28-calculator library under your brand. Adding a guided journey is $499 setup + $229/month for one, or $749 setup + $299/month for both. Pro — which adds a team dashboard, CRM/webhook lead delivery, and up to 5 users — is $749 setup and starts at $349/month. Enterprise is quoted individually. Month-to-month, no annual contract.
What white-label means
Your logo and colours, HomeCalc branding removed, embedded on your site — the same verified calculator math that powers homecalc.ca, licensed under your name.
All 28 tools, by category
License the full suite or pick the categories that match your audience — every tool ships with the same math as the public site.
| Category | # of tools | Examples |
|---|---|---|
| Mortgage & Home Buying | 15 | Mortgage Renewal, Mortgage Penalty, HELOC / 2nd Mortgage, … |
| Investing | 10 | Cap Rate, House Flipping, 70% Rule, … |
| Renovation | 1 | Renovation ROI |
| Renting vs Owning | 1 | Rent vs Buy |
| Landlord Tools | 1 | Rent Increase |
See the full calculator list for every tool by name.
Who it's for
Mortgage brokers and brokerages, realtors and real-estate teams, financial advisors, fintechs, and any site owner who wants Canadian mortgage math on their site without building it. Broker and realtor use cases differ — see our dedicated pages below for what each looks like in practice.
Broker tools (beyond the consumer set)
White-label includes broker-grade tools the public calculators keep simple on purpose — like the insured vs insurable vs uninsurable comparison that classifies a mortgage and compares payment and GDS/TDS qualification across all three categories.
How it works
- Pick the calculators — the full suite or specific categories.
- We brand them to your look — your logo, colours, and the HomeCalc link removed.
- You embed/integrate — one iframe snippet, same as the free embed.
Where it works
White-label calculators embed the same way the free version does — one iframe snippet that drops into WordPress, Wix, Webflow, Squarespace, or plain HTML. There's no plugin to install and no API integration to build; if your site can hold an iframe, it can hold your branded calculators.
Every calculator is built responsive-first, so it works on phone, tablet, and desktop without a separate mobile build.
Leads & data
Leads belong to the partner, not HomeCalc. When someone submits their info inside your white-labeled calculators, it's stored in a partner-owned record you can query or export — HomeCalc processes it only to deliver the white-label service, and does not sell, reuse, or treat it as a HomeCalc lead. Calculations run in the visitor's browser; we don't store the financial numbers someone types in, only the lead details they explicitly submit. Ask about CRM or webhook delivery for your stack.
Who keeps the rules current
The HomeCalc team maintains the underlying rule set — CMHC insurance premiums, the OSFI stress test, CRA tax brackets, and provincial land-transfer schedules. The same verified math powers the free site and every white-label deployment, so a rule change is verified once and deployed to every instance as part of our regular update process. See our methodology for how rates are sourced and verified.
Free vs white-label vs the AI connector
The free embed keeps a “Powered by HomeCalc.ca” link (see /embed); white-label removes it and is paid. Separately, the HomeCalc Connector is a free MCP server that lets AI assistants run these calculators inside a conversation — it's not a website widget, and isn't affected by which website option you choose.
Pricing
Every package includes the full 28-calculator library. Guided journeys — multi-step flows that carry a client's answers from one calculator to the next — are priced separately, so you only pay for them if you want them.
| Package | Setup | Monthly |
|---|---|---|
| Calculator Library — all 28 calculators, your brand | $249 CAD | $149 CAD |
| Library + 1 Journey — add one guided flow | $499 CAD | $229 CAD |
| Library + 2 Journeys — both current journeys | $749 CAD | $299 CAD |
| Pro — both journeys plus a team dashboard, CRM/webhook delivery, and up to 5 users | $749 CAD | From $349 CAD |
| Enterprise — custom logic, SSO, multi-brand | Contact us | Contact us |
All prices in CAD, plus applicable taxes. Month-to-month — no annual contract. Each package covers one brand on one website; you can place the calculators on as many pages of that site as you like.
Journey add-ons
A journey chains several calculators into one guided flow, carrying the client's numbers forward instead of making them re-enter everything. Add one to any package.
| Add-on | Setup | Monthly |
|---|---|---|
| Homebuyer Journey — stress test → payment → down payment → closing costs | $249 | +$79 |
| Homeowner Journey — renewal, refinance, HELOC/second position, penalty, renovation financing, and second home in one flow | $249 | +$79 |
| Each additional ready-made journey | $249 | +$79 |
| Custom journey built for your process | From $1,500 | +$79 maintenance |
| Additional brand or website | $149 | +$49 |
Pro includes both current journeys; a third journey is +$79/month with a $249 setup. An Investor Journey is on the roadmap and isn't available yet.
Estimate your price
Pick what you need and see the setup fee and monthly cost. Nothing is sent anywhere — when the number looks right, use the quote form below.
Homebuyer and Homeowner — guided multi-step flows
Built around your own process — quoted from $1,500 each
One brand on one website is included in every package
- Calculator Library$249 setup + $149/mo
One-time setup
$249
Monthly
$149
First 12 months
$2,037
CAD, before applicable taxes. Month-to-month — cancel any time and billing stops at the end of that month.
Support & how fast changes actually happen
White-label support isn't routed through a ticket queue — you deal directly with the person who builds and maintains HomeCalc. Rule changes (a new CMHC premium bracket, an updated LTT rebate, a provincial rate change) are fixed once in the shared calculator core, and verified changes are deployed across every white-label instance as soon as testing is complete. Branding tweaks and small customization requests are turned around quickly because there's no internal approval chain to go through — just email hami@homecalc.ca with the change.
Three ways to work with HomeCalc
Most partners start with Managed White-label — the product described on this page. Brokerage networks and larger organizations can talk to us about Pro or Enterprise: tell us what you need in your quote request and we'll scope it for you directly.
| Managed | Pro | Enterprise | |
|---|---|---|---|
| Best for | Broker or small team | Brokerage or network | Bank or large organization |
| Getting started | Done for you by HomeCalc | Dashboard plus onboarding | Dedicated project |
| Branding | One brand — your logo, colours, and CTA | One brand, managed from the dashboard | Multiple brands, domains, and structure |
| Calculators | All 28 | All 28 | All 28 plus custom logic and products |
| Journeys | Add-on, priced separately | Both current journeys included | Scoped to the project |
| Leads | Email plus a simple report | Dashboard, CRM, and webhook | Full integration with your systems |
| User management | One main account | Up to 5 users with roles | SSO, branches, advanced access |
| Support | Direct email, centralized updates | Priority support | Dedicated support and SLA |
| Setup fee | $249 CAD | $749 CAD | Contact us |
| Monthly | $149 CAD | From $349 CAD | Contact us |
Instant branded preview
Paste your website or upload a logo and see the real Homeowner Journey under your brand — then launch with self-serve checkout ($499 setup + $229/month).
Try the branded preview