White-Label Canadian Mortgage Calculators for Realtor Websites
Give buyers on your site a straight answer to “what can I afford?” before they ever call you — branded to your team, on your own site.
What is the best mortgage calculator for a Canadian realtor website?
HomeCalc's white-label calculators put affordability, rent vs. buy, closing costs, down payment, and land transfer tax on your site under your own brand — your logo and colours, no HomeCalc link. They use Canadian rules (CMHC, the OSFI stress test, provincial LTT), and embed with one line of iframe code on WordPress, Wix, Webflow, or Squarespace. All 32 calculators are included. From $149 CAD/month + $249 one-time setup, plus taxes. Lead capture and partner reporting are available as a custom setup, configured around your workflow. A free HomeCalc-branded version is also available.
Built for the buyer's first questions
Before a buyer is ready to see listings, they want to know what they can afford, whether renting still makes more sense, and what closing actually costs. These calculators answer that on your site, in your brand — a brokerage-level qualification tool isn't what a realtor's visitor needs first.
Tools realtors use most
Mortgage affordability calculator
The first question every buyer has: how much home can they actually afford. Income, down payment, and debts in, a maximum purchase price out.
See the public version →Rent vs. buy calculator
For buyers still deciding — compares the true cost of renting versus buying over time, useful on a buyer-resources page.
See the public version →Closing cost calculator
Land transfer tax, legal fees, CMHC, and other closing costs a buyer should budget for beyond the down payment.
See the public version →Down payment calculator
Minimum down payment and CMHC insurance eligibility — a common early question from first-time buyers.
See the public version →Land transfer tax calculator
All 13 provinces and territories: land transfer tax where a province charges one — with Toronto's municipal tax and first-time buyer rebates where they apply — and the land title or registration fees provinces such as Alberta and Saskatchewan charge instead. Helps a buyer avoid a budgeting surprise at closing.
See the public version →Not a broker replacement
These calculators give a buyer a rough, honest starting number — they're not a substitute for a mortgage broker's actual qualification. Many realtors run this alongside an existing broker relationship: the calculator gets the buyer to a number, the broker confirms it.
All 32 tools available
White-label licenses the full HomeCalc suite, not just the buyer-facing tools above — add investing, landlord, or renovation-ROI calculators if your team also works with investors.
Free embed, white-label or the AI connector?
White-label is the paid way to put HomeCalc on your website under your brand. Here is how it compares with the free embed and the free AI connector.
Free embed
- What it is
- Calculator widgets for your website
- Where it runs
- Your website (iframe)
- Price
- Free
- Calculators
- 35 embeddable calculators
- Branding
- Small "Powered by HomeCalc.ca" link (please keep it)
- Lead capture and reporting
- Lead capture is not enabled by default. The free embed does not collect names, email addresses or phone numbers as leads.
- Setup
- Copy one line of code. No signup, no API key
- Province or city
- Preset with a URL parameter
- Rule updates
- Automatic
White-label
- What it is
- The same calculators under your brand
- Where it runs
- Your website (iframe)
- Price
- From $149 CAD/month + $249 one-time setup, plus taxes
- Calculators
- All 32 calculators
- Branding
- Your logo and colours; HomeCalc link removed
- Lead capture and reporting
- Not enabled by default. Available as a custom setup on request.
- Setup
- We set up your branding; you paste the same one-line code
- Province or city
- Preset with the same parameters
- Rule updates
- Automatic
HomeCalc Connector
- What it is
- Lets AI assistants such as Claude run HomeCalc calculators in a chat
- Where it runs
- Inside the AI assistant, not on your website
- Price
- Free
- Calculators
- 12 calculation tools
- Branding
- Each result links back to the HomeCalc calculator it came from
- Lead capture and reporting
- No lead capture. No login; names and email addresses are not collected.
- Setup
- Add
homecalc.ca/api/mcpas a custom connector. No account - Province or city
- Stated in the chat
- Rule updates
- Automatic
Lead capture and partner reporting are available as a custom setup, configured around your workflow. Tell us what you need
All three use the same Canadian rules — CMHC premiums, the federal stress test, CRA tax brackets and provincial land transfer tax — maintained by HomeCalc.
Lead capture is a custom setup
Lead capture is not enabled by default. Lead capture and partner reporting are available as a custom setup, configured around your workflow. If you set it up with us, the consent wording your visitors see names your team, and HomeCalc processes the submissions only to deliver the service — it doesn't sell them, reuse them, or treat them as HomeCalc leads.
Pricing
The Calculator Library — all 32 calculators under your brand, not just the tools above — is $249 CAD one-time setup plus $149 CAD/month + applicable taxes, month-to-month. Adding the Homebuyer Journey, which walks a buyer from stress test through payment, down payment, and closing costs in one guided flow, is $499 setup + $229/month. Pro adds both current journeys and up to 5 users, from $349/month. Lead capture, partner reporting, a team dashboard and CRM/webhook delivery are available as a custom setup, configured around your workflow. See the full white-label page for the complete price table, journey add-ons, integration, data handling, and rule maintenance.
Get white-label calculators for your website
Frequently asked questions
Mortgage broker instead? See white-label calculators for mortgage brokers.