White-Label Canadian Mortgage Calculators for Realtor Websites

    Give buyers on your site a straight answer to “what can I afford?” before they ever call you — branded to your team, with the lead going straight to you.

    What is the best mortgage calculator for a Canadian realtor website?

    HomeCalc's white-label calculators put affordability, rent vs. buy, closing costs, down payment, and land transfer tax on your site under your own brand — your logo and colours, no HomeCalc link. They use Canadian rules (CMHC, the OSFI stress test, provincial LTT), embed with one line of iframe code on WordPress, Wix, Webflow, or Squarespace, and the leads belong to you. All 26 calculators are included, from $249 CAD setup plus $149 CAD/month. A free HomeCalc-branded version is also available.

    Built for the buyer's first questions

    Before a buyer is ready to see listings, they want to know what they can afford, whether renting still makes more sense, and what closing actually costs. These calculators answer that on your site, in your brand — a brokerage-level qualification tool isn't what a realtor's visitor needs first.

    Tools realtors use most

    Mortgage affordability calculator

    The first question every buyer has: how much home can they actually afford. Income, down payment, and debts in, a maximum purchase price out.

    See the public version →

    Rent vs. buy calculator

    For buyers still deciding — compares the true cost of renting versus buying over time, useful on a buyer-resources page.

    See the public version →

    Closing cost calculator

    Land transfer tax, legal fees, CMHC, and other closing costs a buyer should budget for beyond the down payment.

    See the public version →

    Down payment calculator

    Minimum down payment and CMHC insurance eligibility — a common early question from first-time buyers.

    See the public version →

    Land transfer tax calculator

    Ontario, Toronto, BC, and Manitoba land transfer tax with first-time-buyer rebates — helps a buyer avoid a budgeting surprise at closing.

    See the public version →

    Not a broker replacement

    These calculators give a buyer a rough, honest starting number — they're not a substitute for a mortgage broker's actual qualification. Many realtors run this alongside an existing broker relationship: the calculator gets the buyer to a number, the broker confirms it.

    All 26 tools available

    White-label licenses the full HomeCalc suite, not just the buyer-facing tools above — add investing, landlord, or renovation-ROI calculators if your team also works with investors.

    Leads route to you, not HomeCalc

    A buyer who submits their info inside your branded calculators is stored in a partner-owned record you can query or export. It belongs to you — HomeCalc processes it only to deliver the white-label service and does not sell, reuse, or treat it as a HomeCalc lead.

    Pricing

    The Calculator Library — all 26 calculators under your brand, not just the tools above — is $249 CAD one-time setup plus $149 CAD/month + applicable taxes, month-to-month. Adding the Homebuyer Journey, which walks a buyer from stress test through payment, down payment, and closing costs in one guided flow, is $499 setup + $229/month. Teams wanting a dashboard, CRM/webhook delivery, and multiple users can ask about Pro, from $349/month. See the full white-label page for the complete price table, journey add-ons, integration, data handling, and rule maintenance.

    Get white-label calculators for your website

    Frequently asked questions

    Affordability (what can a buyer realistically qualify for), rent vs. buy, closing costs, and down payment are the most common starting point for realtors — they answer the questions buyers ask before they're ready to see listings.

    Yes. The calculators embed as an iframe, so they can sit on a single listing page, a buyer-resources page, or your whole site — whatever fits your site structure.

    No. The calculators handle the math (CMHC insurance, land transfer tax, stress test where relevant) and show the client a clear result — you don't need to explain the formulas, just point them at the tool.

    No — it's a starting point for the buyer's own research, not a substitute for a broker. Many realtors use it alongside an existing broker relationship: the calculator gets the buyer to a rough number, the broker confirms it.

    They're yours. Leads captured through your white-labeled calculators are stored in a partner-owned record you can query or export. HomeCalc processes the submission only to deliver the service — it doesn't sell, reuse, or treat it as a HomeCalc lead.

    Mortgage broker instead? See white-label calculators for mortgage brokers.

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