Quebec Welcome Tax Calculator (Land Transfer Duties)
By Hami Tahm · Last reviewed October 2026
Be the first to rate this tool
Quebec's welcome tax (taxe de bienvenue, officially transfer duties) for 2026 — Montreal's schedule and the standard provincial rates, bracket by bracket, plus the land register fee.
← Land Transfer Tax Calculator — All Provinces
How much is the welcome tax in Quebec?
On a $500,000 home, Quebec's welcome tax is $5,610.50 — 0.5% on the first $62,900, 1% up to $315,000 and 1.5% above, the same in Montreal and elsewhere. Montreal charges more only above $552,300: on $750,000 it's $10,349.00 in Montreal versus $9,360.50 under the standard rates. The municipality bills it after closing, and the $145 land register fee for the deed is separate.
Your purchase
The tax is charged on the highest of the price paid, the price stated in the deed, and the municipal assessment × the comparative factor.
Your welcome tax
Welcome tax = 1.12% of the purchase price (fee excluded).
Bracket by bracket
- $0 – $62,900 × 0.5%$314.50
- $62,900 – $315,000 × 1.0%$2,521.00
- $315,000 – $552,300 × 1.5%$2,775.00
The municipality bills the welcome tax after your notary registers the deed. Confirm the exact amount with your notary — the bill is based on the taxable base, which can exceed the price.
Key Takeaways
- Quebec's welcome tax is a municipal transfer duty with provincially set brackets: 0.5% up to $62,900, 1% up to $315,000, 1.5% above (2026, indexed yearly).
- Montreal adds higher tiers above $552,300, reaching 4% at the top; other municipalities may raise the rate (up to 3%) on the portion above $500,000.
- It's charged on the taxable base — the highest of price paid, price in the deed, and assessment × comparative factor — so it can exceed what the price alone suggests.
- There's no first-time buyer exemption at closing, but a refundable Quebec tax credit (2026) pays back up to $5,875 of the duties on a first home.
- The municipality bills it after your notary registers the deed; it is cash, not part of the mortgage.
Quebec welcome tax rates for 2026
Both schedules from the same engine as the calculator above. The standard rates apply wherever a municipality hasn't adopted higher rates above $500,000.
| Portion of the taxable base | Rate |
|---|---|
| $0 – $62,900 | 0.5% |
| $62,900 – $315,000 | 1.0% |
| Above $315,000 | 1.5% |
| Portion of the taxable base | Rate |
|---|---|
| $0 – $62,900 | 0.5% |
| $62,900 – $315,000 | 1.0% |
| $315,000 – $552,300 | 1.5% |
| $552,300 – $1,104,700 | 2.0% |
| $1,104,700 – $2,136,500 | 2.5% |
| $2,136,500 – $3,113,000 | 3.5% |
| Above $3,113,000 | 4.0% |
Welcome tax by home price
| Price | Standard rates | Montreal |
|---|---|---|
| $300,000 | $2,685.50 | $2,685.50 |
| $400,000 | $4,110.50 | $4,110.50 |
| $500,000 | $5,610.50 | $5,610.50 |
| $750,000 | $9,360.50 | $10,349.00 |
| $1,000,000 | $13,110.50 | $15,349.00 |
| $1,500,000 | $20,610.50 | $27,325.50 |
Frequently asked questions
- How much is the welcome tax in Quebec?
- On a $500,000 home the welcome tax is $5,610.50, in Montreal and elsewhere in Quebec alike: 0.5% on the first $62,900, 1% from $62,900 to $315,000, and 1.5% above that. Montreal's higher rates only start above $552,300 — on $750,000 the tax is $10,349 in Montreal versus $9,360.50 under the standard schedule.
- How are Quebec transfer duties calculated?
- They're charged bracket by bracket on the taxable base — the highest of the price paid, the price stated in the deed, and the property's municipal assessment multiplied by the comparative factor. Each rate applies only to the portion inside its bracket, and the brackets are indexed every year. The City of Montreal's own example: a $700,000 base gives $9,349.
- When do you pay the welcome tax in Quebec?
- After closing. Your notary registers the deed of sale in the land register, and the municipality then mails you a transfer-duty bill, usually payable within about 30 days. It isn't included in your mortgage, so keep the cash aside on top of your down payment.
- Do first-time buyers pay the welcome tax in Quebec?
- Yes — there is no exemption at closing. Since 2026, though, Quebec's refundable tax credit for access to homeownership pays back up to $5,875 of the duties on a first home (100% of the first $5,000 plus 25% of the next $3,500), reduced for homes between $750,000 and $1,000,000. You claim it on your Quebec return, or as an advance payment from Revenu Québec when the credit exceeds $1,000.
- Are any property transfers exempt from Quebec's welcome tax?
- Some are, under conditions set by the Act respecting duties on transfers of immovables — notably certain transfers between spouses and between parents and children. When a transfer is exempt, the municipality may still charge a smaller compensatory duty (droit supplétif). Your notary confirms whether an exemption applies before signing.
Sources: Gouvernement du Québec — droits sur les mutations immobilières; Ville de Montréal — how transfer duties are calculated; Revenu Québec — refundable tax credit for access to homeownership. Accessed October 2026.
Aussi offert en français
Embed the Land Transfer Tax Calculator on your website — free
The Land Transfer Tax Calculator is a free, embeddable Canadian calculator — add it to any website with one line of iframe code. It auto-resizes and needs no signup.
Want a copy of your results? Enter your email on the calculator and we'll send the breakdown, plus a link that reopens it with your numbers still in it.
Looking for a different calculator to embed? See the full embed hub for every free, embeddable HomeCalc tool.
Related Calculators
Explore more free tools built for Canadian homebuyers and investors.
Land Transfer Tax Calculator
Land transfer tax for every Canadian province and territory, plus Toronto MLTT, with first-time buyer rebates.
Try itMortgage Affordability Calculator
Find out how much home you can afford using Canadian mortgage rules.
Try itDown Payment Calculator
Calculate your minimum down payment under Canada's 2024 rules — includes CMHC premiums and 30-year amortization eligibility.
Try it